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Tag: FICO

  • Understanding Your Credit FICO Formula

    Understanding Your Credit FICO Formula. Typically most consumers have a misunderstanding of the credit score. In my opinion, it’s the Credit Bureaus for not educating consumers on how to understand the process and the score point systems.

  • Improving your FICO score

    Payment History Tips
    Pay your bills on time. Delinquent payments and collections can have a major negative impact on your FICO® score.
    If you have missed payments, get current and stay current. The longer you pay your bills on time, the better your credit score.