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What Is an Eviction & How Does It Affect Your Credit?
An eviction occurs when a landlord legally removes a tenant for non-payment, lease violations, or property damage. While evictions do not appear directly on your credit report, they can still hurt your financial future by being listed in tenant screening reports and collection accounts. How Evictions Appear on Your Credit & Rental History Court-Ordered Evictions (Unlawful Detainer) – Public court records show that you were evicted. Unpaid Rent Sent to Collections – If you owe money to a landlord, it may be reported as a collection account. Tenant Screening Reports – Rental history databases keep eviction records for up to 7 years, affecting future housing opportunities. How an Eviction Affects Your Credit Score & Rental Eligibility Lower Credit Score – If an eviction debt goes to collections, it can lower your score by 50-150 points. Rental Denials – Landlords may reject your application if they see an eviction [...]