Attorney Backed Credit Repair – Service Plans
Credit1Solutions offers a variety of service plans, enabling you to choose the option that best aligns with your unique credit situation, as everyone’s financial circumstances vary.
Fresh Start Service
- 1. Monthly Credit Report Investigations
- 2. Designated Credit Advisor
- 3. Access to a 24/7 Online Portal
- 4. In-depth Budget Expenditure
- 5. Online Educational Library
Fast Trac Service
- 1. Unlimited Credit Report Investigations
- 2. Unlimited Personal Summary Investigations
- 3. Designated Credit Advisor
- 4. Unlimited Inquiry Investigation (TM)
- 5. Unlimited Creditor Investigations
- 6. Access to a 24/7 Online Portal
- 7. Online Educational Library
- 8. Attorney Legal Services
Comprehensive Service
- 1. up to 5 Monthly Credit Report Investigations
- 2. Personal Summary Investigations
- 3. Inquiry Investigation (TM)
- 4. Designated Credit Advisor
- 5. Access to a 24/7 Online Portal
- 6. In-depth Budget Expenditure
- 7. Online Educational Library
How Billing Works
Understanding Your Credit Report with Expert Help
Confused by your credit report? Don’t stress. Our experts are ready to clear up any inaccuracies, from outdated details to errors. With deep knowledge of all credit report sections, we ensure your credit history is accurately presented.
Your Personal & Employment
Credit Profile:
Your credit records include crucial details like names, addresses, and employment history. This information, reflecting your personal and professional stability, is typically added to your report following its use in credit applications. To ensure a comprehensive and accurate credit profile, it’s important to keep this information up-to-date. Regularly updating your personal and employment details can enhance your creditworthiness in the eyes of lenders.
Complete Overview of Your Reported Accounts:
The account section of your credit report covers all accounts, both open and closed, detailing payment history, status, balances, terms, and limits. This information helps lenders evaluate your credit management. Ensuring these details are accurate and current is key to accurately reflecting your financial responsibility.
Understanding Your Credit Inquiries Section:
The credit inquiries section shows hard inquiries from new credit applications, which may affect your score. While normal, too many in a short time can concern lenders. Soft inquiries, like pre-approvals, don’t impact your score and aren’t shown. Regularly check your hard inquiries to smartly manage credit applications.
Addressing Collections on Your Credit Report
The collections section shows accounts sent to collections after missed payments on loans or credit cards. Such accounts mark serious delinquency, greatly affecting your score. It lists the creditor, collection agency, status, and amount due. Resolving these collections is vital for improving your credit.
Insight into Public Records on Your Credit Report
The public records section details significant legal financial issues, including bankruptcies (up to 10 years on your report), unpaid civil judgments, and tax liens. Recent updates to reporting guidelines mean fewer tax liens and civil judgments appear on reports. Still, any public record can significantly lower your credit score. Keep informed on how these records affect your financial standing.