Resolve Credit and Debt Challenges with Confidence Certified Credit & Debt Adjustment Services You Can Trust

Backed by Attorney Support and 100% CROA Compliant Offering Certified Debt Adjustment Services as Defined by 11 U.S. Code $111

Call Today : 1-877-782-7839

Start Your Journey Toward Financial Freedom - Act Now!

Choose Credit1Solutions for a proactive, expert-driven approach to credit education.

Your financial integrity is our priority - protect it with the best in the business.

Transforming Credit Challenges Into Financial Success Through Experience and Legal Precision.

At Credit1Solutions.com, based in Elizabethtown, KY, we combine attorney-backed credit education with unmatched industry expertise. Founded in 2006 with guidance from a TransUnion executive, our team holds FICO certification and extensive legal knowledge. By partnering with a consumer credit law firm, we leverage tools like Metro 2, e-OSCAR, and Section 402(a) of the Credit Education Organization Act to challenge inaccuracies and represent clients in court. With over 18 years of experience, an A+ BBB rating, and millions of disputes handled, our mission goes beyond improving credit scores.

About Us

Our Services

Attorney Backed Credit Education – Service Plans

Credit1Solutions.com is renowned for its dedicated approach to correcting credit reporting errors. We empower our clients by:

Fresh Start Service

$49⁹⁵_Month
- Monthly Credit Report Investigations
- Designated Credit Advisor
- Access to a 24/7 Online Portal
- In-depth Budget Expenditure
- Online Educational Library
Purchase Plan
Fast Track Service

$149⁹⁵_Month
- Unlimited Credit Report Investigations
- Unlimited Personal Summary Investigations
- Designated Credit Advisor
- Unlimited Inquiry Investigation (TM)
- Unlimited Creditor Investigations
- Access to a 24/7 Online Portal
- Online Educational Library
- Attorney Legal Services
Purchase Plan
Comprehensive Service

$99⁹⁵_Month
- Up to 5 Monthly Credit Report Investigations
- Personal Summary Investigations
- Inquiry Investigation (TM)
- Designated Credit Advisor
- Access to a 24/7 Online Portal
- In-depth Budget Expenditure
- Online Educational Library
Purchase Plan

Compare Credit1Solutions vs. Key Competitors

Feature / Company	Credit1Solutions.com	Other Competitors
Initial Fee	$114.95	$149.95
Monthly Fee	$49.95 - $149.95	$69.95 - $289.95
Free Consultation
Attorney Support for Credit Report Violations
Better Business Bureau (BBB) Accreditation	Accredited, A+	Not Accredited
90-Day Money-Back Guarantee
Credit Monitoring
Personalized Account Manager
24/7 Customer Support

Unlock Your Financial Potential with Real Consumer Rights Advocates!

Improving Mortgage & Rental Opportunities
Attractive Auto Financing Rates
Affordable Interest Rate Credit Cards
Accessing Financial Credit

Testimonials

See What Our Customers Have To Say About Us

Affordable Debt Budget & Financial Assistance Plans

Register for free and start your financial journey with no payment required for the first 3 to 10 days. Select your preferred payment date within this introductory period to best suit your budgeting needs.

If you choose to continue with our services post-trial, our fee structure is straight forward:

Initial Fee: $114.95 for services rendered
Monthly Rates: Choose from $49.95, $99.95, or $149.95, depending on the plan that best meets your needs.

You have the flexibility to cancel your month-to-month subscription at any time with our 100% Money Back Guarantee*.

*Terms and conditions apply.

What are the most common credit reporting violations?

Inaccurate Information

Misreported account statuses or incorrect balances can severely affect credit scores.

Failure to Conduct a Proper Dispute Investigation

If a credit reporting agency fails to adequately investigate a dispute, consumers may be entitled to damages.

Reinsertion of Incorrect Information

Reinserting incorrect information without notifying the consumer can lead to compensation.

Failure to Provide Notice

Not informing consumers of adverse actions based on their credit reports can lead to compensatory damages.

Unauthorized Hard Inquiries

Hard inquiries without consumer consent that affect the credit score can lead to statutory damages

Furnisher Violations

Incorrect data reporting by furnishers can lead to claims for actual and statutory damages.

Improper Disclosure of Credit Reports

Unauthorized disclosure of credit reports can result in statutory and punitive damages.

Identity Theft and Mixed Files

CRAs must have procedures to handle identity theft or mixed files, with poor handling leading to substantial damages.

Sale of Your Information without Consent

Unauthorized sale or sharing of personal credit information can lead to legal action and compensation.

Outdated Negative Information

Reporting negative information beyond the seven-year limit can lead to disputes and compensation.

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