Can you really sue a credit bureau?

In some cases, yes. Under the Fair Credit Reporting Act (FCRA), credit bureaus must investigate and correct inaccurate information. When they fail to do so, consumers may have legal claims. Legal services are provided by independent licensed attorneys, and outcomes vary by individual facts.

What does the money-back guarantee mean?

If you invest more in our services than you recover in settlements and savings, we refund you. The guarantee terms are stated in your written agreement, including eligibility, timing, and any exclusions.

We Sue Credit Bureaus, Creditors & Collectors — And Get You Paid

Credit1Solutions provides attorney-backed credit education and dispute preparation. When credit bureaus, creditors, or debt collectors violate your rights under the FCRA or FDCPA, our partnered attorneys escalate cases to federal court. Since 2006, we have helped over 510,000 clients resolve inaccurate reporting and recover settlements. BBB A+ accredited since 2015.

100% Money-Back Guarantee — if you pay more than you earn. Results vary by individual case and facts.

How Our Process Works

Free 3-bureau credit report analysis identifying errors, inaccuracies, and potential violations
Attorney-prepared disputes filed under federal consumer protection laws (FCRA, FDCPA, CROA)
Escalation to federal court when violations are verified by partnered attorneys
Settlements paid directly to clients, plus deletion of inaccurate items

Service Plans

Comprehensive Plan — $99.95/month: Credit bureau disputes, creditor interventions, and ongoing monitoring
Fast Trac Plan — $149.95/month: Accelerated disputes with attorney escalation and priority processing
DIY Dispute Letter Kit — $8.95: AI-powered templates with legal citations

Why Clients Choose Credit1Solutions

Attorney-backed dispute preparation and legal escalation
19+ years of experience since 2006
BBB A+ accredited with 4.9-star client rating
FICO-certified credit education specialists
Nationwide service across all 50 states
100% money-back guarantee

Frequently Asked Questions

Can you really sue a credit bureau?: In some cases, yes. Under the Fair Credit Reporting Act (FCRA), credit bureaus must investigate and correct inaccurate information. When they fail to do so, consumers may have legal claims. Legal services are provided by independent licensed attorneys, and outcomes vary by individual facts.
What does the money-back guarantee mean?: If you invest more in our services than you recover in settlements and savings, we refund you. The guarantee terms are stated in your written agreement, including eligibility, timing, and any exclusions.

How Results Are Determined

Statistics shown on this site (average settlement amounts, score increases, success rates) are based on aggregated historical client data and are not guarantees of future results. "Success rate" refers to the percentage of clients who had at least one inaccurate item removed or modified. Individual results vary based on the specific facts of each case, credit history, and the nature of reported items. Credit education and dispute preparation services are provided by Credit1Solutions. Legal services, including lawsuits, are provided by independent licensed attorneys where engaged.

See If You Qualify for a free consultation, or call 1-877-782-7839.

We Sue Credit Bureaus, Creditors & Collectors — And Get You Paid.