We Sue Credit Bureaus,Creditors & Collectors— And Get You Paid.
Not just disputes. Our attorneys file federal lawsuits when TransUnion, Equifax, Experian, creditors, or collectors violate your rights.
We Sue Credit Bureaus, Creditors & Collectors — And Get You Paid
Credit1Solutions is an attorney-backed credit education company that helps consumers dispute inaccurate items on their credit reports. When credit bureaus or creditors violate federal law, our partnered attorneys can pursue legal action and recover settlements on your behalf.
Credit1Solutions provides attorney-backed credit education and dispute preparation. When credit bureaus, creditors, or debt collectors violate your rights under the FCRA or FDCPA, our partnered attorneys escalate cases to federal court. Since 2006, we have helped over 510,000 clients resolve inaccurate reporting and recover settlements. BBB A+ accredited since 2015.
100% Money-Back Guarantee — if you pay more than you earn. Results vary by individual case and facts.
Attorney-backed dispute preparation and legal escalation
19+ years of experience since 2006
BBB A+ accredited with 4.9-star client rating
FICO-certified credit education specialists
Nationwide service across all 50 states
100% money-back guarantee
Frequently Asked Questions
Can you really sue a credit bureau?
In some cases, yes. Under the Fair Credit Reporting Act (FCRA), credit bureaus must investigate and correct inaccurate information. When they fail to do so, consumers may have legal claims. Legal services are provided by independent licensed attorneys, and outcomes vary by individual facts.
What does the money-back guarantee mean?
If you invest more in our services than you recover in settlements and savings, we refund you. The guarantee terms are stated in your written agreement, including eligibility, timing, and any exclusions.
How Results Are Determined
Statistics shown on this site (average settlement amounts, score increases, success rates) are based on aggregated historical client data and are not guarantees of future results. "Success rate" refers to the percentage of clients who had at least one inaccurate item removed or modified. Individual results vary based on the specific facts of each case, credit history, and the nature of reported items. Credit education and dispute preparation services are provided by Credit1Solutions. Legal services, including lawsuits, are provided by independent licensed attorneys where engaged.
Consumers are protected by several federal laws when dealing with credit reporting issues related to attorney-backed credit education:
Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.