- Monthly Credit Report Investigations
- Designated Credit Advisor
- Access to a 24/7 Online Portal
- In-depth Budget Expenditure
- Online Educational Library
Your financial integrity is our priority - protect it with the best in the business.
At Credit1Solutions.com, based in Elizabethtown, KY, we combine attorney-backed credit education with unmatched industry expertise. Founded in 2006 with guidance from a TransUnion executive, our team holds FICO certification and extensive legal knowledge. By partnering with a consumer credit law firm, we leverage tools like Metro 2, e-OSCAR, and Section 402(a) of the Credit Education Organization Act to challenge inaccuracies and represent clients in court. With over 18 years of experience, an A+ BBB rating, and millions of disputes handled, our mission goes beyond improving credit scores.
Credit1Solutions.com is renowned for its dedicated approach to correcting credit reporting errors. We empower our clients by:
Feature / Company | Credit1Solutions.com | Other Competitors |
---|---|---|
Initial Fee | $114.95 | $149.95 |
Monthly Fee | $49.95 - $149.95 | $69.95 - $289.95 |
Free Consultation | ||
Attorney Support for Credit Report Violations | ||
Better Business Bureau (BBB) Accreditation | Accredited, A+ | Not Accredited |
90-Day Money-Back Guarantee | ||
Credit Monitoring | ||
Personalized Account Manager | ||
24/7 Customer Support |
Register for free and start your financial journey with no payment required for the first 3 to 10 days. Select your preferred payment date within this introductory period to best suit your budgeting needs.
If you choose to continue with our services post-trial, our fee structure is straight forward:
You have the flexibility to cancel your month-to-month subscription at any time with our 100% Money Back Guarantee*.
*Terms and conditions apply.
Misreported account statuses or incorrect balances can severely affect credit scores.
If a credit reporting agency fails to adequately investigate a dispute, consumers may be entitled to damages.
Reinserting incorrect information without notifying the consumer can lead to compensation.
Not informing consumers of adverse actions based on their credit reports can lead to compensatory damages.
Hard inquiries without consumer consent that affect the credit score can lead to statutory damages
Incorrect data reporting by furnishers can lead to claims for actual and statutory damages.
Unauthorized disclosure of credit reports can result in statutory and punitive damages.
CRAs must have procedures to handle identity theft or mixed files, with poor handling leading to substantial damages.
Unauthorized sale or sharing of personal credit information can lead to legal action and compensation.
Reporting negative information beyond the seven-year limit can lead to disputes and compensation.