Dedicated credit repair is not just a letter mailed, it’s a process to beat and compete against a multibillion-dollar machine called: E-Oscar, OCR, Furnishers, Post Master and the client’s actions. The credit report is no more than allegations. Unfortunately, most people never challenge these allegations. By retaining our services, our clients enter a plea of “not guilty”. It is then up to the credit bureaus, collection companies and creditors to perform an investigation.
If they claim to have investigated the allegation, we appeal the decision and eventually most allegations are removed or repaired. The credit bureaus do not concern themselves with the impact of any mistakes. Information is frequently inaccurate and does not represent the consumer. As a result, good creditworthy citizens are tagged as “deadbeats.”
Remember, every court case is unique, just like every credit report is unique. That is why we spend the necessary time drafting personal disputes. Each negative item receives a custom drafted dispute. We compete against 60,000 challenges each week and against machines put into place to deter the process.