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Category: Education

  • How to Use Credit Freezes & Fraud Alerts | Credit1Solutions Expert Guide

    How to Use Credit Freezes & Fraud Alerts | Credit1Solutions Expert Guide

    Worried about identity theft? Stopping unauthorized credit activity starts with credit freezes and fraud alerts—your best tools to block thieves and protect your financial future! Under the Fair Credit Reporting Act (FCRA), you have legal rights to freeze your credit report, place fraud alerts, and prevent criminals from opening accounts in your name. This guide will explain what… Continue reading How to Use Credit Freezes & Fraud Alerts | Credit1Solutions Expert Guide

    Published March 20, 2025
    Categorized as Additional Legal & Consumer Rights Topics, Education
  • The FCRA can help you maximize credit report damages

    The FCRA can help you maximize credit report damages

    You must be told if information in your file has been used against you.

    Published April 11, 2024
    Categorized as Education Tagged credit, reporting
  • 9 Types of Credit Scores You Didn’t Know Existed

    9 Types of Credit Scores You Didn’t Know Existed

    9 Types of Credit Scores: Understanding Their Role in Predicting Profitability, Engagement Offers, and Bankruptcy Risk Beyond the well-known FICO Credit Score, which mainly assesses your credit risk, there are nine other consumer scores. These scores, based on various lifestyle factors, also significantly impact your financial standing. While they are less familiar to most, they… Continue reading 9 Types of Credit Scores You Didn’t Know Existed

    Published February 6, 2024
    Categorized as Credit Scores, Education
  • Credit Resolutions from True Credit

    Credit Resolutions from True Credit

    Trying to improve your finances? Not sure where to start? Whether your goals involve credit clean-up, refinancing, or saving, you can make this year a personal best for your credit. Read on for TrueCredit’s top credit targets:

    Published January 1, 2024
    Categorized as Education Tagged Resolutions, true credit
  • Lifestyle Choices That Effect Your Credit

    Lifestyle Choices That Effect Your Credit

    Unveiling Hidden Credit Scores Beyond the familiar FICO Credit Score, there exist nine lesser-known consumer scores that also significantly impact your financial life. These scores, based on various lifestyle choices, are used by creditors to assess risk, profitability, and engagement. Revenue Score: Predicting Profitability To begin with, this score ranks your potential as a revenue… Continue reading Lifestyle Choices That Effect Your Credit

    Published February 22, 2021
    Categorized as Education
  • What steps to take when buying a home

    What steps to take when buying a home

    Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money- the deposit you make on the home when you submit your offer, to prove to the seller that you are serious about wanting to buy the house; the down payment, a percentage of the cost of the home that you must pay when you go to settlement; and closing costs, the costs associated with processing the paperwork to buy a house.

    Published April 1, 2020
    Categorized as Education Tagged buying, steps
  • Understanding Your Credit FICO Formula

    Understanding Your Credit FICO Formula

    Understanding Your Credit FICO Formula. Typically most consumers have a misunderstanding of the credit score. In my opinion, it’s the Credit Bureaus for not educating consumers on how to understand the process and the score point systems.

    Published September 5, 2019
    Categorized as Education Tagged FICO, formula
  • How to Establish, Use, and Protect Your Credit

    How to Establish, Use, and Protect Your Credit

    How to Establish, Use, and Protect Your Credit
    What you need to know

    Published July 19, 2017
    Categorized as Education Tagged establish, protect credit, use credit
  • Handling Foreclosures

    Handling Foreclosures

    Many people feel like they’ve been hit in the face when credit problems strike them. On a much larger scale, getting hit in the face is similar to some degree as getting your house foreclosed on or any credit problem.

    Published May 20, 2017
    Categorized as Education Tagged foeclosures
  • Credit Coach Playbook #9: Avoid the “Inquiry Injury”

    Credit Coach Playbook #9: Avoid the “Inquiry Injury”

    Too many credit inquiries can injure your credit score, this I what Credit Coach calls an “inquiry injury”. Your credit score will suffer if

    Published May 9, 2017
    Categorized as Education Tagged avoid, inquiry injury, playbook

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