What steps to take when buying a home

Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money- the deposit you make on the home when you submit your offer, to prove to the seller that you are serious about wanting to buy the house; the down payment, a percentage of the cost of the home that you must pay when you go to settlement; and closing costs, the costs associated with processing the paperwork to buy a house.

By |2020-07-27T16:07:51+00:00April 1st, 2020|Education|0 Comments

Credit Resolutions from True Credit

Trying to improve your finances? Not sure where to start? Whether your goals involve credit clean-up, refinancing, or saving, you can make this year a personal best for your credit. Read on for TrueCredit’s top credit targets:

By |2020-06-16T20:40:28+00:00October 18th, 2019|Education|0 Comments

Understanding Your Credit FICO Formula

Understanding Your Credit FICO Formula. Typically most consumers have a misunderstanding of the credit score. In my opinion, it's the Credit Bureaus for not educating consumers on how to understand the process and the score point systems.

By |2020-07-27T16:06:24+00:00September 5th, 2019|Education|0 Comments

Handling Foreclosures

Many people feel like they’ve been hit in the face when credit problems strike them. On a much larger scale, getting hit in the face is similar to some degree as getting your house foreclosed on or any credit problem.

By |2020-06-16T19:12:32+00:00May 20th, 2017|Education|0 Comments

Ways to Save Money at the Gas Pump

With the rising cost of gas prices…and no end in sight…everyone wants to save as much money at the gas pump as they possibly can. You may not be able to control the price of gas but you can change certain habits and follow some basic guidelines to help you save as much money as possible.

By |2020-06-29T17:12:28+00:00May 18th, 2017|Education|0 Comments
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