Protect Your Rights & Regain Peace of Mind
Are you constantly receiving harassing calls from debt collectors? Do they call at all hours, use threats, or refuse to validate debts? You don’t have to put up with it—you have rights, and Credit1Solutions is here to help you fight back.
At Credit1Solutions, we use proven legal strategies under the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA) to stop collection abuse, correct inaccurate debt reporting, and protect your credit.
Call 877-782-7839 today to put an end to illegal debt collection harassment!
Understanding Debt Collector Harassment
Debt collectors are allowed to attempt to collect debts, but they must follow strict federal and state laws. Many overstep these laws, leading to harassment, intimidation, and misinformation.
Illegal Debt Collection Practices Include:
– Calling before 8 AM or after 9 PM (unless you permit it).
– Contacting you at work after you’ve told them to stop.
– Threatening legal action they won’t take.
– Using abusive or obscene language.
– Calling repeatedly to annoy or harass.
– Failing to provide written debt validation.
– Threatening arrest, lawsuits, or job loss.
If any of these apply to you, call Credit1Solutions at 877-782-7839 to stop them immediately!
Step-by-Step Guide: How to Stop Debt Collectors from Harassing You
Stopping illegal debt collection harassment starts with understanding your rights and taking immediate action. Here’s how:
Step 1: Request Written Validation of the Debt
Under the FDCPA, collectors must provide written proof of the debt within five days of first contacting you.
What to Do:
– Send a Debt Validation Letter (we can help with this).
– Dispute any incorrect information before making payments.
Need help drafting a dispute? Call 877-782-7839 now.
Step 2: Demand They Stop Contacting You
Under 15 U.S. Code § 1692c, you have the right to request all communication cease.
What to Do:
– Send a Cease-and-Desist Letter via certified mail.
– Keep copies of all correspondence.
Step 3: Report Violations & Sue for Harassment
If collectors violate your rights, you can file complaints and even sue for damages.
Where to Report:
– Consumer Financial Protection Bureau (CFPB) – www.consumerfinance.gov
– Federal Trade Commission (FTC) – www.ftc.gov
– State Attorney General’s Office
– Private Lawsuit – Credit1Solutions can connect you with an FDCPA attorney.
If collectors have harassed you, we’ll fight for your rights—call 877-782-7839 today!
The Power of Debt Disputes & Credit Reporting Protection
Debt collectors often misreport information to credit bureaus, damaging your credit. We ensure accurate reporting by:
– Disputing incorrect debt balances.
– Challenging unverified collections.
– Demanding Metro II-compliant reporting.
– Removing unlawful negative marks.
Your credit matters—let Credit1Solutions protect it. Call 877-782-7839 today!
Sample Chart: Your Legal Rights Under the FDCPA
| Debt Collector Behavior | Legal or Illegal? | Your Action |
| Calling before 8 AM or after 9 PM | Illegal | File a complaint & request they stop. |
| Threatening arrest or job loss | Illegal | Document & sue for damages. |
| Failing to validate debt upon request | Illegal | Send a dispute letter immediately. |
| Repeated phone calls in one day | Illegal | File a harassment claim. |
| Not disclosing they are a debt collector | Illegal | Request official documentation. |
| Sending you written proof of the debt | Legal | Review carefully & dispute errors. |
Not sure if a collector is violating the law? Call 877-782-7839 for a free case review.
Top 10 FAQs: Stopping Debt Collector Harassment
1 Can debt collectors call me at work?
Not if you tell them to stop!
2 What if I don’t owe the debt they’re collecting?
You can dispute it! They must verify it before continuing collections.
3 What’s the best way to stop collectors from calling me?
Send a Cease-and-Desist Letter via certified mail.
4 Can I remove collection accounts from my credit report?
Yes! If a collector violates the law or reports inaccurate information, we can dispute and remove it.
5 Can I sue a debt collector for harassment?
Absolutely. You can sue for damages, up to $1,000 per FDCPA violation.
6 How long do collections stay on my credit report?
Seven years—but violations can be disputed and removed sooner.
7 Can I negotiate debt without hurting my credit?
Yes! Credit1Solutions can help you settle debts the right way.
8 What if I already paid a collection, but it’s still on my report?
We can dispute inaccurate reporting and demand removal.
9 Can debt collectors garnish my wages?
Only if they have a court order—don’t fall for scare tactics!
10 How do I start fighting back against harassment?
Call Credit1Solutions at 877-782-7839 today!
Client Testimonials: Success Stories
- David M., Army Veteran
“Debt collectors were harassing me nonstop. Credit1Solutions helped me send a cease-and-desist letter, and the calls stopped immediately!” - Jessica T., Federal Employee
“I was being threatened over a medical debt I didn’t owe. Credit1Solutions fought back, and it was removed from my credit report!” - Ryan S., Small Business Owner
“I had an old collection haunting me for years. Credit1Solutions disputed it, and now my credit score is up 50 points!”
Your success story starts now—call 877-782-7839!