Credit Education Services & Pricing

Credit1Solutions offers two service plans: the Comprehensive Plan at $99.95/month for full bureau disputes with creditor interventions, and the Fast Trac Plan at $149.95/month for accelerated processing with attorney escalation. No upfront fees. Cancel anytime.

Credit1Solutions offers two professional credit education service tiers designed to address inaccurate, unfair, or unverifiable items on your credit reports. Both plans include attorney-backed support and FICO-certified expert guidance.

Comprehensive Plan - $99.95/month

Our most popular plan includes full credit bureau disputes with all three bureaus (Equifax, Experian, TransUnion), creditor and collection agency interventions, debt validation requests, goodwill negotiations, and ongoing credit monitoring. No upfront fees. Cancel anytime.

Fast Trac Plan - $149.95/month

For clients who need accelerated results. Includes everything in the Comprehensive plan plus attorney escalation letters, priority case processing, enhanced creditor negotiations, and expedited dispute cycles. Ideal for mortgage-ready clients or those with time-sensitive credit needs.

What's Included

• Free initial credit analysis and consultation
• Disputes with all three credit bureaus
• Creditor and collection agency interventions
• Attorney-backed legal enforcement when needed
• Client portal with real-time progress tracking
• FCRA and FDCPA rights education

Get Started Today · Contact Us · Call 1-877-782-7839

Related Guides

• Credit Repair Complete Guide
• FCRA Consumer Rights Guide
• FDCPA Consumer Rights Guide
• Credit Bureau Dispute Guide
• How Credit Scores Work

Your Legal Rights

Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education services and pricing:

• Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
• Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
• Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.

You may file complaints with the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC).

Why Trust Credit1Solutions

• Attorney-backed by Hemminger Law Firm, Consumer Rights Attorneys
• BBB A+ Accredited since 2015
• Founded in 2006 — 19+ years of experience
• Over 510,000 families helped nationwide
• FICO-certified credit education specialists
• Full compliance with FCRA, FDCPA, and CROA

Reviewed by Hemminger Law Firm, Consumer Rights Attorneys | Last reviewed: January 1, 2026