Financial Education
Empowering You to Take Control of Your Financial Life
At Credit1Solutions, we believe that financial education is power—and every consumer deserves access to the tools, training, and legal support needed to make informed financial decisions.
Whether you’re rebuilding credit, preparing for a loan, facing a dispute with a creditor, or pursuing a government security clearance, our education-first model helps you understand the why behind your credit challenges—and the strategies to overcome them.
Why Financial Education Matters
Did You Know?
- Over 68 million Americans have a credit score below 600.
- More than 1 in 4 credit reports contain an error serious enough to impact credit decisions.
- Most consumers are unaware of their rights under the Fair Credit Reporting Act (FCRA) or the Fair Debt Collection Practices Act (FDCPA).
Without education, these errors go unchallenged.
Credit1Solutions change that.
What We Teach in Our Financial Education Program
Understanding Credit Scores & Reports
- What is a credit score and how is it calculated?
- FICO vs. VantageScore
- How to interpret your credit report
- How to read derogatory and positive tradelines
Credit Rights Under Federal Law
- Overview of the FCRA, FDCPA, and FACTA
- Rights to dispute errors, challenge unverifiable debts, and block identity theft
- Time limits for negative items on credit reports
Credit Repair vs. Credit Lawsuits
- When to dispute, when to negotiate, and when to litigate
- How Credit1Solutions helps with pre-litigation dispute setup
- Using the Credit Analyzer to identify Metro 2® and legal code violations
Budgeting & Debt Management Basics
- Building a monthly budget
- Prioritizing high-interest debt
- Using tools like credit-builder loans and secured cards
- Planning for major purchases (home, car, student loans)
Special Topics for Military & Clearance Holders
- Financial red flags that trigger clearance denials
- Debt handling under DoD guideline
- Military-specific FCRA protections
Tools & Resources Available
- Credit Analyzer Platform Access (staff-guided or self-serve)
- State-specific Credit Law Library
- Printable FCRA & FDCPA Rights Sheets
- Budgeting Worksheets & Debt Trackers
- One-on-One Credit Coaching Sessions
- Dispute Letter Builder Tools
- Workshops & Community Outreach Events (virtual & local KY-based)
Who Can Benefit from Our Financial Education?
- First-time homebuyers
- Young adults building credit
- Consumers rebuilding after bankruptcy
- Veterans and active military
- Small business owners managing credit
- Clients facing collection disputes
- Anyone denied credit, housing, or employment
No matter your starting point, Credit1Solutions is here to educate, advocate, and empower you.
FAQs About Financial Education
Is financial education free?
Yes, most of our educational resources are free for Credit1Solutions clients. Public outreach materials and downloadable guides are also available at no cost.
Can financial education improve my credit?
Absolutely. Many negative items stem from misunderstanding how credit works. Education helps you avoid costly mistakes, understand how to dispute errors, and build better credit habits.
What makes your education different?
We teach financial literacy through a legal and compliance lens—including Metro 2® codes, CFPB cases, and state-specific consumer laws.
Can you help me understand my credit report?
Yes. Our team will review your reports line by line, explain what’s hurting your score, and recommend steps you can take immediately.
Ready to Learn? Let’s Empower Your Financial Future
Call 877-782-7839
Visit us at 5284 N Dixie Hwy, Elizabethtown, KY 42701
Email CS@credit1solutions.com
Serving all 50 states with legal-backed credit improvement strategies and educational resources.
