A proven 5-step process designed to help you achieve real, lasting credit improvement.
Schedule your free consultation with one of our credit specialists. We'll discuss your credit situation, goals, and answer any questions you have about the credit improvement process.
Our FICO-certified analysts perform a comprehensive review of your credit reports from all three major bureaus (Equifax, Experian, and TransUnion).
Using attorney-backed strategies, we file disputes with credit bureaus and data furnishers. Our legal approach ensures your rights under FCRA are protected.
We continuously monitor your credit reports, track dispute results, and file additional challenges as needed until your goals are achieved.
As negative items are removed and your score improves, we provide guidance on maintaining your improved credit and building a stronger financial future.
*Results vary based on each client's unique credit profile. The steps above represent our general approach; individual timelines and outcomes are not guaranteed. Legal services are provided by our independent licensed attorneys.
Take the first step toward better credit. Contact us for a free consultation and learn how we can help you achieve your financial goals.
Get Started or call 1-877-782-7839.
Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education:
You may file complaints with the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC).
Reviewed by Hemminger Law Firm, Consumer Rights Attorneys | Last reviewed: January 1, 2026
The exact FICO model mortgage underwriters use — not the VantageScore free apps show you. No credit card, soft pull only.
Soft inquiry only — checking never hurts your credit. No credit card required.
Credit repair starts with knowing what is actually being reported. Credit1Solutions combines your credit information, educational tools, document organization and self-service technology in one connected experience.