Breaking the Cycle of Poor Spending Habits
For a long time, I repeated the same routine every day without seeing any real change. Eventually, I began tracking my results to improve my spending. At first, I told myself I didn’t have the time to focus on my finances. But the truth is, those were just excuses.
Why I Needed a Budget
I was living paycheck to paycheck, barely making ends meet. That had to change. I finally took the first step—understanding why we make the money decisions we do. Without that clarity, nothing else would follow.
What Was Holding Me Back?
The answer was simple: I kept doing the same thing and expecting a different outcome. Deep down, I believe you already know this too.
The Power of a Financial GPS
Think about this: have you ever used GPS to reach your destination faster?
You’re not alone. A close friend of mine planned a wonderful family vacation and decided to drive to Florida to save money. With four plane tickets being too expensive, it seemed like a smart choice.
However, he forgot one important thing—his GPS.
He figured he could rely on road signs and head south. Unfortunately, his estimate was way off. On the bright side, they spent more quality time together, made extra stops for food, fuel, and rest, and still arrived—just one day late.
I can’t help but wonder if his wife and kids enjoyed those detours as much as he did.
Learn to Steer Your Finances
Has something similar ever happened to your loved ones? Perhaps they, too, could use a GPS—just like we all need one for our finances.
It’s likely we’ve all made similar financial missteps. That’s why I suggest taking control by creating your very own financial GPS. Start with a 13-category spreadsheet that helps track your spending. Best of all, it’s absolutely free.
Get Started Today
Ask a consultant for your free spending tracker and begin steering your money in the right direction.