Dept of Edu – Discharge Student Loans with VA Benefits

Dept of Edu – Discharge Student Loans with VA Benefits

Are You Entitled to Additional Benefits?

Student Loan Discharge for Veterans with Disabilities

The U.S. Department of Education offers a valuable program that helps Veterans eliminate their student loan debt. To qualify, you must meet one of the following conditions:

  • You have a 100% service-connected disability, or

  • You are totally disabled based on an Individual Unemployability determination

If you qualify, it’s important to take action. For more information:

  • Mail: Disability Discharge Loan Servicing Center, P.O. Box 5200, Greenville, TX 75403-5200

  • Phone: 1-800-433-7327 (toll-free)

  • Website: ifap.ed.gov/disabilitydischarge/va

Clearly, this benefit can provide meaningful financial relief, so consider applying as soon as possible.

Ongoing Access to Other Veteran Benefits

Fortunately, your current access to the following benefits remains in place:

  • Chapter 35 – Dependents’ Educational Assistance

  • CHAMPVA health care benefits

  • Armed Forces Commissary and Exchange privileges

As a result, you may continue using these programs without any change in eligibility.

How to Apply for VA Health Care

If you have a service-connected disability, you may be eligible to receive medical care through the VA health care system. To apply:

  • In person: Bring a copy of this letter to the Patient Registration Eligibility Section at your nearest VA medical facility

  • By mail: Send a written request along with your VA file number and a copy of this letter

This step ensures the VA can confirm your eligibility without delay.

Lower or Remove Your VA Medical Co-Payments

Based on this updated rating decision, you might qualify for reduced or eliminated co-payments on your medical care. In fact, you could even receive a refund depending on your recent expenses.

To explore your options:

  • Contact the Health Benefits Call Center at 1-877-222-VETS (8387)

  • Inform your local VA medical center of your updated compensation rating

  • Visit www.va.gov/healtheligibility for full details and instructions

By taking these steps, you can ensure you’re not overpaying for your care.

Take Advantage of State-Level Veteran Benefits

In addition to federal programs, your state may offer additional perks. These benefits may include:

  • Property or income tax relief

  • Waived license or vehicle registration fees

  • Discounted or free access to public services

To find out more, contact your State Office of Veterans Affairs. You can access the full directory at:
www.va.gov/healtheligibility

Undoubtedly, exploring these state benefits could lead to additional savings and services.

If You Disagree with the VA’s Decision

Should you disagree with this decision, don’t wait too long to respond. You have one year from the date of this letter to file an appeal.

To begin the process:

  • Write a letter explaining why you disagree with the decision

  • Submit it to the VA along with supporting documents

  • Review VA Form 4107 (Your Rights to Appeal Our Decision) for detailed instructions

Taking action now gives you the opportunity to challenge the outcome and protect your rights.