Protect Your Rights & Regain Peace of Mind
End Debt Collector Harassment with Credit1Solutions
Tired of Harassing Debt Collection Calls?
Are you constantly getting phone calls from debt collectors? Do they call at odd hours, make threats, or refuse to verify the debt they’re collecting? If this sounds familiar, you’re not alone. Fortunately, you don’t have to tolerate this behavior any longer.
At Credit1Solutions, we apply powerful legal strategies using the Fair Debt Collection Practices Act (FDCPA) and Fair Credit Reporting Act (FCRA). As a result, we stop collection abuse, correct reporting errors, and help protect your credit score.
📞 Call 877-782-7839 today to put an end to illegal debt collection tactics.
What Debt Collector Harassment Looks Like
Debt collectors are legally allowed to contact you about a valid debt. However, they must follow strict guidelines. Sadly, many do not. Instead, they may use intimidation or misinformation to pressure you into paying.
Common Illegal Collection Practices Include:
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Calling before 8 AM or after 9 PM without consent
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Contacting your workplace after you’ve asked them not to
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Threatening lawsuits or arrest without legal action
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Using abusive or threatening language
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Repeatedly calling you to cause stress
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Refusing to validate the debt in writing
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Making threats about your job, property, or reputation
➡️ If any of these apply to your situation, take action now. Call 877-782-7839 and let us help you stop the harassment.
Step-by-Step: How to Stop Harassing Debt Collectors
You have rights under the law. Therefore, taking the correct steps not only protects your peace of mind but also strengthens your credit protection strategy.
Step 1: Request Debt Validation in Writing
Under the FDCPA, collectors must provide written proof of the debt within five days of their first contact. If they don’t, they’re breaking the law.
What You Should Do:
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Send a Debt Validation Letter (we can prepare this for you).
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Dispute any incorrect details before making any payments.
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Keep a record of all communication for legal protection.
📩 Need help writing the letter? Call 877-782-7839 now and we’ll guide you.
Step 2: Tell Them to Stop Contacting You
If you want the calls to stop, you have that right. According to 15 U.S. Code § 1692c, debt collectors must stop contacting you once you formally request it.
How to Proceed:
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Send a Cease-and-Desist Letter via certified mail.
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Include a request to only contact you by mail if necessary.
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Keep copies of everything for your records.
✅ Once they receive your request, they may only contact you once more to confirm they’ll stop or inform you of legal steps. No more daily calls.
Step 3: Report Violations and Take Legal Action
When debt collectors violate the law, you’re allowed to report them and, if necessary, sue them. In fact, you could receive up to $1,000 per violation.
Where to File a Complaint:
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Consumer Financial Protection Bureau (CFPB) – consumerfinance.gov
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Federal Trade Commission (FTC) – ftc.gov
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Your State Attorney General’s Office
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Private FDCPA Lawsuit – Credit1Solutions can help connect you with an experienced attorney
📞 Ready to take back control? Call 877-782-7839 now and let’s discuss your options.
Protecting Your Credit from False Reporting
In addition to harassing calls, debt collectors may damage your credit by reporting false or outdated information. Fortunately, Credit1Solutions fights back on your behalf.
How We Protect Your Credit:
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We dispute inaccurate balances that don’t belong to you.
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We challenge unverified or outdated collections.
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We enforce Metro II–compliant reporting, ensuring data accuracy.
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We work to remove unlawful negative entries from your reports.
🛡️ Don’t let inaccurate reporting cost you. Call 877-782-7839 today to protect your credit the smart way.
Know Your Rights: FDCPA Compliance Chart
| Collector Behavior | Legal? | Action You Should Take |
|---|---|---|
| Calling before 8 AM or after 9 PM | Illegal | File a complaint and send a cease-and-desist |
| Threatening arrest or job loss | Illegal | Document and pursue legal action |
| Failing to validate debt when asked | Illegal | Send a validation request immediately |
| Repeated phone calls in a single day | Illegal | Report to CFPB or FTC |
| Refusing to disclose they are a collector | Illegal | Demand written confirmation |
| Sending written proof of the debt | Legal | Review and dispute any incorrect details |
⚠️ Unsure if a violation has occurred? Call 877-782-7839 for a free case review.
Top 10 FAQs: Stopping Harassment from Debt Collectors
1. Can debt collectors call me at work?
Not if you tell them not to. Once requested, they must stop immediately.
2. What if I don’t owe the debt?
You can dispute it. They cannot continue collection efforts without proof.
3. How can I stop collection calls completely?
Send a Cease-and-Desist Letter. Certified mail is recommended for tracking.
4. Can I get collections removed from my credit report?
Yes, especially if the account is inaccurate or improperly reported.
5. Can I sue a collector for harassment?
Absolutely. You may be entitled to compensation for each violation.
6. How long do collections stay on my report?
Typically, seven years. However, illegal or unverified accounts may be removed sooner.
7. Can I negotiate debt without hurting my credit?
Yes. We help create strategic plans that minimize damage.
8. What if I’ve already paid, but it’s still showing?
We can file a dispute and request correction or removal.
9. Can they garnish my wages without warning?
No. Only a court order allows wage garnishment—don’t be misled.
10. How can I start resolving this today?
📞 Call Credit1Solutions at 877-782-7839 for expert help right away!
Real Stories from Real People
David M., Army Veteran
“The calls were nonstop. Credit1Solutions sent a cease-and-desist, and I haven’t heard from them since!”
Jessica T., Federal Employee
“I was being threatened for a debt I didn’t owe. Credit1Solutions fought for me and had it removed from my credit report!”
Ryan S., Small Business Owner
“An old collection ruined my score. They disputed it, and now my score’s up 50 points!”
Don’t Wait—Take Control Today
No one deserves to live in fear of their phone ringing. If debt collectors are violating your rights, you can stop them—and we’ll help.
📞 Call Credit1Solutions at 877-782-7839 now and start building your success story today.