You are entitled to receive one free credit disclosure every twelve months from each of the nationwide consumer reporting companies – Equifax, Experian and Trans Union.

Call 1.877.322.8228 to request a copy of your free annual credit file.

If you are not eligible for a free credit file under FCRA for one of the above-mentioned reasons, fees may apply:

States with no fees:

  • California
  • Colorado
  • Georgia
  • Massachusetts
  • Maryland
  • New Jersey
  • Vermont

States with a $5.00 fee:

  • Connecticut

States with a $3.00 fee:

  • Maine
  • Minnesota

Credit reports in all other states are $11.50 each.