Your credit score is generated by information on your credit report, but is not part of the credit report itself. There are several ways you can access your credit score:
- Credit card issuers: Some credit card companies provide free access to your credit score as part of their services.
- Banks: Many banks offer credit score tracking services for their customers, often accessible through online banking platforms.
- Credit monitoring services: There are numerous credit monitoring services available that provide access to your credit score as well as credit reports. Some of these
- Credit bureaus: You can request your credit score directly from the major credit bureaus (Equifax, Experian, TransUnion). They may charge a fee for this service.
- Nonprofit credit counseling agencies: Some nonprofit organizations offer free or low-cost credit counseling services that may include access to your credit score.
services offer free trials or limited free access.
Remember to regularly check your credit score from reliable sources to stay informed about your financial health.