Trusted Leader of Credit Repair – Service Plans

Credit1Solutions offers a variety of service plans, enabling you to choose the option that best aligns with your unique credit situation, as everyone’s financial circumstances vary.

Fresh Start Service

4995monthly
  • 1. up to 3 Monthly Credit Bureau Disputes
  • 2. Designated Credit Advisor
  • 3. Access to a 24/7 Online Portal
  • 4. In-depth Budget Expenditure
  • 5. Online Educational Library

Comprehensive Service

9995monthly
  • 1. up to 5 Monthly Credit Bureau Disputes
  • 2. Personal Summary Information Disputes
  • 3. Inquiry Investigation (TM)
  • 4. Designated Credit Advisor
  • 5. Access to a 24/7 Online Portal
  • 6. In-depth Budget Expenditure
  • 7. Online Educational Library

Fast Trac Service

$14995monthly
  • 1. Unlimited Credit Bureau Disputes
  • 2. Unlimited Personal Summary Information Disputes
  • 3. Unlimited Inquiry Investigation (TM)
  • 4. Designated Credit Advisor
  • 5. Access to a 24/7 Online Portal
  • 6. In-depth Budget Expenditure
  • 7. Online Educational Library
  • 8. Facilitated Legal Services

How Billing Works

Understanding the Fee Structure at Credit1solutions.com

At Credit1solutions.com, transparency in our fee structure is key to establishing trust with our clients. Below is a detailed breakdown of our fees and billing policy, designed to give you a clear understanding of what to expect when you choose us for your credit repair journey.

  1. Initial Fees and Process
    • One-Time Initial Work Fee: $114.95 charged between 3 to 10 days after enrollment, covering initial service phase.
    • Credit Report Fee: A one-time fee of $12.99 for accessing your credit report, charged on the day of activation or today.
  2. Monthly Fee Structure and Billing Policy
    • Monthly Fees: Start 33 to 40 days after your initial work fee of $114.95, with the flexibility to cancel any time.
    • Billing After Services: Monthly services are billed only after they are rendered, with no upfront charges.
  3. Guided Enrollment and Compliance Assurance
    • Enrollment Guidance: A pre-recorded audio guides you through a three-step enrollment process online or in person.
    • Compliance with Laws: Ensures all necessary disclosures are made, in compliance with State and Federal laws.

To Get Started

  • Click “Get Started Now” for a straightforward journey to improving your credit.

Understanding Your Credit Report with Expert Help

Confused by your credit report? Don’t stress. Our experts are ready to clear up any inaccuracies, from outdated details to errors. With deep knowledge of all credit report sections, we ensure your credit history is accurately presented.

Your Personal & Employment
Credit Profile:

Your credit records include crucial details like names, addresses, and employment history. This information, reflecting your personal and professional stability, is typically added to your report following its use in credit applications. To ensure a comprehensive and accurate credit profile, it’s important to keep this information up-to-date. Regularly updating your personal and employment details can enhance your creditworthiness in the eyes of lenders.

Complete Overview of Your Reported Accounts:

The account section of your credit report covers all accounts, both open and closed, detailing payment history, status, balances, terms, and limits. This information helps lenders evaluate your credit management. Ensuring these details are accurate and current is key to accurately reflecting your financial responsibility.

Understanding Your Credit Inquiries Section:

The credit inquiries section shows hard inquiries from new credit applications, which may affect your score. While normal, too many in a short time can concern lenders. Soft inquiries, like pre-approvals, don’t impact your score and aren’t shown. Regularly check your hard inquiries to smartly manage credit applications.

Addressing Collections on Your Credit Report

The collections section shows accounts sent to collections after missed payments on loans or credit cards. Such accounts mark serious delinquency, greatly affecting your score. It lists the creditor, collection agency, status, and amount due. Resolving these collections is vital for improving your credit.

Insight into Public Records on Your Credit Report

The public records section details significant legal financial issues, including bankruptcies (up to 10 years on your report), unpaid civil judgments, and tax liens. Recent updates to reporting guidelines mean fewer tax liens and civil judgments appear on reports. Still, any public record can significantly lower your credit score. Keep informed on how these records affect your financial standing.


Ready to correct your credit report errors? Simply click the “Get Started” button and fill out our form. Let’s take the first step together towards restoring your credit today!