Trusted Leader of Credit Repair – Facilitated Legal Services

Impressive Success Rates: Clients often receive settlement refunds averaging more than $2,500 in significant awards.

Expert Legal Support: Gain access to specialized legal assistance for suing entities reporting errors plus removals of negative items.

Strategic Timely Action: Assert your legal rights at critical moments to combat wrongful credit reporting.

Overcoming Challenges: With widespread inaccuracies impacting consumers, our expert intervention is rated 1st class with clients.

View Our Competitive Pricing


  • Unlimited Disputes
  • Unlimited Investigations
  • * Facilitated Legal Services
  • * Guaranteed Refund Policy


  • Monthly Disputes
  • Inquiry Investigations
  • * Guaranteed Refund Policy


  • Monthly Disputes

Facilitated Legal Services

Efficiently correct credit report errors and legal violations. Our streamlined support empowers clients to tackle credit bureaus, ensuring compliance with the Fair Credit Reporting Act utilizing either the State or Federal Court system.

Beyond Disputes: In the crowded field of credit repair, our approach shines with its legal foundation. We go beyond mere disputes, applying legal tactics to fix inaccuracies with all major credit bureaus. This ensures your credit report reflects true financial integrity.

Tackling Errors with Precision: The FTC highlights the pervasive issue of credit report inaccuracies. Our services are crafted to directly challenge and resolve these errors, using strategies proven to make a real difference.

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Navigating the Credit Reporting Industry Mystery

Why does the credit industry seem so mysterious? It’s primarily due to the intricate algorithms and strict criteria used to determine credit scores, which are not publicly disclosed to ensure the system’s integrity and prevent misuse. Moreover, rigorous regulations to safeguard consumer information add another layer of complexity, making the processes less transparent.

This is where our Facilitated Legal Services become crucial. Our team of Certified Credit Experts and Attorneys are dedicated to cutting through the secrecy. We aim to make credit reporting clearer and more accountable for our clients. By leveraging our expertise, we advocate for transparency and equity in the management of your credit information, ensuring your financial rights are protected and accurately represented.

Trust with your credit records!

Over 90 Million Consumers Affected by Common Credit Report Errors!

Mixed Credit Files – A mixed credit file occurs whenever a CRA inadvertently comingles the credit histories of two different individuals into a single report. The result is a credit report that contains information belonging to two different consumers, bundled together as if those two people were the same person.

Conceptual artwork showing illegal financial practices by a collection agency, with a justice scale, money bags, and scattered documents.Collection Agency adding additional fees – Charges can be added, but NOT by the Collection Agency. It is a violation of the law to add any fees to your bill.

Calendar icon highlighting the Date of First Delinquency crucial for fair credit reporting, emphasizing accurate credit report maintenance.Inaccurately Reporting Date of First Delinquency– The Fair Credit Reporting Act defines the date of first delinquency as the date at which you first became late and then never brought the account current before the creditor decides to charge it off or send it to collections.

Infographic detailing the process of compiling utility credit reports by agencies, emphasizing the need for accuracy to avoid violations.Utility Credit Report Violation – is a credit reporting agency that maintains data, such as payment and account history, reported by member service providers in the telecommunications, pay TV, and utility industries..

Furnisher Not Notifying CRA’s of Direct Dispute – Because the information that furnishers provide to consumer reporting agencies (CRAs) can have significant consequences for consumers, Congress created consumer protections for furnished information.

Incorrect Bankruptcy Information – debts not being reported as discharged in bankruptcy or falsely reported as being included in bankruptcy.

Tenant Screening Violations – all background screening agencies must follow reasonable procedures to ensure that the background reports that they provide to their customers are as accurate as possible.

Auto Repossession Violations – this violation can cause serious problems for a consumer, many lenders and car dealerships violate those consumer protections everyday within contracts & illegal sales.

Impermissible Credit Report – requests for credit reports that you did not authorize. This is always a potential problem when you apply for a car loan. Each impermissible hard credit inquiry could decrease your credit score by up to five points.

Stale Credit Information – especially old medical debt.

Incorrect Payment Histories – which happens often with mortgages and student loans.

Statute Violations – Disregarding a consumers statute of limitations can cause serious damage. Stopping it sooner than later can help decrease damages.

Reported Public Records – including paid judgments and liens that are not reported as satisfied.

Medical Violations– Consequences include denied claims; pro longing claims, incorrect coding. These are just some of the typical violations that can turn unpaid medical claims into medical collections.

Balance After Discharge – discharge releases the debtor from liability for certain debts, so the debtor is no longer legally required to pay the balance. The discharge also prohibits creditors from collecting discharged debts in any manner, including through lawsuits, demand letters, and telephone calls.