Resources

Resources: Credit Management Resources

  • Encompasses a broad range of resources for managing credit, appealing to a wide audience.

Resource Helps Renters and Landlords Find State and Local Programs Distributing Federal Rental Assistance

CFPB Launches Rental Assistance Finder for Pandemic Aid Introduction to the Rental Assistance Finder On July 28, 2021, the Consumer Financial Protection Bureau (CFPB) unveiled an online tool aimed at supporting renters and landlords affected by the pandemic. The Rental Assistance Finder, accessible at www.consumerfinance.gov/renthelp, guides users to state and local payment assistance programs for rent, utilities, and more. A Solution for Renters and Landlords CFPB Acting Director Dave Uejio highlighted the tool's benefits. He noted, "Millions are behind on rent due to the pandemic. This tool helps find assistance, benefiting both renters and landlords and preventing evictions." The Current Rental Crisis Data from June 23 to July 5 shows 16% of renting adults are behind on payments. Nearly half fear eviction soon. The federal government has allocated over $46 billion for housing cost relief, with programs across all states. How the Finder Works The Rental Assistance Finder simplifies [...]

By |2024-02-07T01:22:36+00:00July 29th, 2021|Resources|0 Comments

Consumer State Protections

Each of the 50 states have additional laws to protect consumers regarding credit repair. We invite you to find your state and review the additional regulations; research and take advantage of these protections.

By |2020-06-16T18:44:44+00:00April 23rd, 2016|Resources|0 Comments

Credit Report Guide

This section lists your name and address, the date it was first reported to the credit bureau by one of your creditors, and the date the information was last updated. This section also lists the name and address of your current employer. If your report contains information about any previous employers, it will also be listed.

By |2020-06-29T17:18:28+00:00April 20th, 2016|Resources|0 Comments

Credit Terms Glossary

Understand, Build and Manage Your Credit whether you’re buying a home, a car or applying for a credit card – Terms are used and you may not know of its meaning so we put together a list of the most common terms out there. Accelerated Payment Scheduled payment plus additional monthly payment. Leads to quicker payoff of debt and less interest paid over life of loan. Account condition Each account on your Experian credit report has an "Account Condition." It indicates the present state of the account (current, past due, etc.), but does not indicate the payment history of the account. Each account on your Experian credit report has an "Account Condition." It indicates the present state of the account (current, past due, etc.), but does not indicate the payment history of the account. Account monitoring Once lenders make a "yes" decision, they might want to review your credit report [...]

By |2020-06-16T19:05:42+00:00April 18th, 2016|Resources|0 Comments
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