We Sue Credit Bureaus,Creditors & Collectors— And Get You Paid.
Not just disputes. Our attorneys file federal lawsuits when TransUnion, Equifax, Experian, creditors, or collectors violate your rights.
In the News
Credit1Solutions has been featured in media coverage for our attorney-backed credit education services, consumer advocacy, and commitment to helping families achieve financial recovery.
Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education:
Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.