We Sue Credit Bureaus,Creditors & Collectors— And Get You Paid.
Not just disputes. Our attorneys file federal lawsuits when TransUnion, Equifax, Experian, creditors, or collectors violate your rights.
Expert Real Estate Negotiator
Robert Wilkins is more than a clerk who processes paperwork. He is an expert negotiator who has saved clients up to $20,000 on home purchases. With 25+ years of experience and Licensed Realtor #221716, he brings strategic negotiation skills to every transaction.
Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education:
Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.