We Sue Credit Bureaus,Creditors & Collectors— And Get You Paid.
Not just disputes. Our attorneys file federal lawsuits when TransUnion, Equifax, Experian, creditors, or collectors violate your rights.
Credit Education in Louisiana
Credit1Solutions provides attorney-backed credit education and dispute assistance services to residents across Louisiana. Our FICO-certified experts and consumer protection attorneys help you dispute inaccurate items on your Equifax, Experian, and TransUnion credit reports. Since 2006, we have helped over 510,000 families nationwide improve their credit profiles.
Our Services in Louisiana
Whether you are dealing with collections, charge-offs, late payments, or other inaccurate items, our team leverages federal consumer protection laws including the FCRA and FDCPA to protect your rights. We offer the Comprehensive Plan at $99.95/month and the Fast Trac Plan at $149.95/month, both with no upfront fees.
Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education:
Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.