David Hemminger
Attorney at Law, Hemminger Law Offices
Biography
Biography coming soon. David Hemminger is an attorney with Hemminger Law Offices, supporting consumer credit enforcement matters in partnership with Credit1Solutions clients.
His practice focuses on federal consumer-protection statutes including the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), with an emphasis on disputing inaccurate or unverifiable tradeline reporting on behalf of consumers.
Full biographical details, bar admission specifics, and education will be added once Mr. Hemminger has reviewed and approved the published profile.
Bar Admissions
- Bar admission details coming soon.
Areas of Practice
- Consumer credit enforcement (FCRA, FDCPA)
Education
- Education details coming soon.
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Your Legal Rights
Consumers are protected by several federal laws when dealing with credit reporting issues related to credit education:
- Fair Credit Reporting Act (FCRA) — 15 U.S.C. §1681: Requires credit bureaus to maintain accurate information and investigate disputes within 30 days. Consumers can dispute inaccurate items directly with bureaus or furnishers.
- Fair Debt Collection Practices Act (FDCPA) — 15 U.S.C. §1692: Prohibits abusive, deceptive, and unfair debt collection practices. Collectors must validate debts upon request.
- Credit Repair Organizations Act (CROA) — 15 U.S.C. §1679: Regulates credit repair companies and protects consumers from deceptive practices.
You may file complaints with the Consumer Financial Protection Bureau (CFPB) or the Federal Trade Commission (FTC).
Why Trust Credit1Solutions
- Attorney-backed by Hemminger Law Firm, Consumer Rights Attorneys
- BBB A+ Accredited since 2015
- Founded in 2006 — 19+ years of experience
- Over 510,000 families helped nationwide
- FICO-certified credit education specialists
- Full compliance with FCRA, FDCPA, and CROA
Reviewed by Hemminger Law Firm, Consumer Rights Attorneys | Last reviewed: January 1, 2026