- Very Poor
- Fair
- Good
- Very Good
- Excellent
300
850
*Based off of a FICO® 8 score
Bad credit could keep you from:
-
Approvals
For example, getting approved for a mortgage may become difficult.
-
Low Rates
In addition, it can prevent you from securing good rates on a car loan.
-
Top credit cards
Moreover, qualifying for low-interest credit cards becomes more difficult.
-
Loans
As a result, borrowing money from prime lenders may no longer be an option.
Find out where you stand