CREDIT REPAIR BLOG
Lifestyle Choices That Effect Your Credit
9 CREDIT SCORES YOU NEVER KNEW EXISTED You already know about your credit risk score, more commonly known as your FICO Credit Score. That is the one we normally think of when we talk about credit scoring but are your aware that you are being analyzed based on other lifestyle choices [...]
What steps to take when buying a home
Answer: Well, that depends on a number of factors, including the cost of the house and the type of mortgage you get. In general, you need to come up with enough money to cover three costs: earnest money- the deposit you make on the home when you submit your offer, to prove to the seller that you are serious about wanting to buy the house; the down payment, a percentage of the cost of the home that you must pay when you go to settlement; and closing costs, the costs associated with processing the paperwork to buy a house.
Credit Resolutions from True Credit
Trying to improve your finances? Not sure where to start? Whether your goals involve credit clean-up, refinancing, or saving, you can make this year a personal best for your credit. Read on for TrueCredit’s top credit targets:
What is the Fair Credit Reporting Act
You must be told if information in your file has been used against you.
Understanding Your Credit FICO Formula
Understanding Your Credit FICO Formula. Typically most consumers have a misunderstanding of the credit score. In my opinion, it's the Credit Bureaus for not educating consumers on how to understand the process and the score point systems.
How to Establish, Use, and Protect Your Credit
How to Establish, Use, and Protect Your Credit What you need to know
Handling Foreclosures
Many people feel like they’ve been hit in the face when credit problems strike them. On a much larger scale, getting hit in the face is similar to some degree as getting your house foreclosed on or any credit problem.
Ways to Save Money at the Gas Pump
With the rising cost of gas prices…and no end in sight…everyone wants to save as much money at the gas pump as they possibly can. You may not be able to control the price of gas but you can change certain habits and follow some basic guidelines to help you save as much money as possible.
Credit Coach Playbook #9: Avoid the “Inquiry Injury”
Too many credit inquiries can injure your credit score, this I what Credit Coach calls an “inquiry injury”. Your credit score will suffer if
Credit Coach Playbook #7: The Old Timer vs. the Rookie
There are many instances when a rookie is preferred to an old timer, but not on your credit report! If you have old cr
Dept of Edu – Discharge Student Loans with VA Benefits
Are You Entitled to Additional Benefits? The Department of Education provides a program for Veterans to discharge their student loans. To be eligible, the Veteran must have a service-connected disability(ies) that is 100%
Credit Coach Playbook #6: The Ball is in Your Court
Making your credit card payments on time is extremely important to your credit score. Late payment fees and higher interest rates are undesired results of late credit card payments.
