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Low Monthly Investment

A negative credit rating will cost you today and in the long run. Higher interest rates due to poor credit history can cost you thousands over the course of time. Building and repairing credit is an investment that will place you on the path for future financial success. If you want to save money and gain financial freedom, legal credit repair with is the answer! offers a low monthly investment and you can cancel your membership at any time.

What it Cost

As you consider working with you would do well to look at the price you are already paying for bad credit. If the cost of the service can produce much greater savings, you would be wise to make the investment. Below are just a few examples of the cost of bad credit.

Credit Cards

Most if not all prime credit cards are entirely out of reach to consumers with bad credit. And the few credit cards that are available to them (known as "sub-prime" cards) typically require extremely high setup fees or recurring monthly fees, offer very low credit lines, often require cash deposits, and in most cases do not even report your positive credit activity to the credit bureaus.

Automobile Financing

If you are making payments on a car, you are probably paying between $5,000 and $9,000 more just for having bad credit. This added interest shows up every month in a higher payment. Take a look.

Home Mortgage

Bad credit in auto financing can really hurt, but it is nothing compared to the cost of bad credit when a home is involved. A typical home can cost between $50,000 and $130,000 more in interest if you are buying the home with bad credit.

Your credit score is a key factor in determining the interest rates for loans. With, we can begin the process to improve your credit and potentially save you thousands of dollars of interest. Lets get started today - Toll Free at 1-877-782-7839 or at (270) 982-4747. 

Is Credit Repair Legal

Although the credit bureaus would like to have you think otherwise, there is absolutely nothing illegal about disputing questionable items on your credit report. In fact, it is your explicit right by law to do so.

Moreover, the federal Fair Credit Billing Act affords consumers the right to request extensive information regarding billing and account history. The Truth in Lending Act stipulates conditions for establishing credit accounts. And, finally, the Fair Debt Collection Practices Act allocates specific rights to citizens regarding accounts that have passed into collection status.

Using a variety of strategies, we will advocate for your consumer rights.

Is Credit Repair For Me

Bankruptcies-Repossessions-Collections-Foreclosures-Charge Offs-Judgments, these are things on your credit report that can effect you. If you want a better future and low intrest rates on your car or home you need a good credit score. We help clean up your credit reports.

Credit Repair Act

602. Congressional findings and statement of purpose [15 U.S.C. 1681]
(a) Accuracy and fairness of credit reporting. The Congress makes the following findings:
(1) The banking system is dependent upon fair and accurate credit reporting. Inaccurate
credit reports directly impair the efficiency of the banking system, and unfair credit
reporting methods undermine the public confidence which is essential to the
continued functioning of the banking system.
(2) An elaborate mechanism has been developed for investigating and evaluating the
credit worthiness, credit standing, credit capacity, character, and general reputation of
(3) Consumer reporting agencies have assumed a vital role in assembling and evaluating
consumer credit and other information on consumers.
(4) There is a need to insure that consumer reporting agencies exercise their grave
responsibilities with fairness, impartiality, and a respect for the consumer's right to

Read More On the Federal Trade Commission's Website