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Common Questions

Credit Repair Questions


How do you help repair bad credit?
How Long Can it Take to Repair Credit?
Can I pay you more to do even more?
Can deleted items reappear on my credit report?
Do I need to pay any owed bills?
Does Paying My Bills Restore My Credit?
Do I need to see my credit reports first?
Can I repair my own credit?
How do I get updates on casework?
Why doesn't accept faxed credit reports?

We give you the inside scoop...

First Things First Your Credit Report
FICO and You
Next Things Next Finding Your Score
Establishing Good Credit
Repairing Your Credit Score
Identity Theft and Your Credit
Raising Your Credit Score

Can I repair my own credit?

Yes. You have that legal right to work out your credit disputes with the national credit agencies and credit grantors yourself however you may find that its very similar to your same legal rights as a citizen to represent yourself in court.

Many people, however, choose to ask to work on their behalf because of our experience.

Also not to mention the amount of time and follow-up required to coordinate each questionable item disputed with all three credit reporting agencies and depending on your program selection each questionable creditor appearing on your credit report. We understand that the laws can be tricky and the dialogue requires you to properly respond to each credit bureau and creditor to keep the credit repair process moving. To manage this process for our clients, offers a trained staff, all using state of the art technology.

Over a decade of credit repair experience, we have worked to continually to improve daily our processes, not to be complacent and provide the best value for our clients. With that said, we encourage consumers to dispute their own credit if they have the desire, the time and knowledge to do so.