Economic index

Represents a consolidated average of a major economic component - such as wholesale prices, housing starts or inflation - that is used to measure economic health.

Economic indicator

Key statistics of the economy that reveal the direction of the economy; for example, the unemployment rate and the inflation rate.

End-user

The person or company who is the ultimate recipient of information. Sometimes information passes a number of different processes before reaching the "end user".

Equal Credit Opportunity Act (ECOA)

Part of the Consumer Credit Protection Act, prohibiting creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age and receipt of public assistance.

Equifax

One of the three credit reporting bureaus, headquartered in Atlanta, GA. The other two are Experian and TransUnion.

Escrow

Property or money held by a third party until the agreed upon obligations of a contract are met.

Experian

One of the three major credit reporting bureaus. The other two are Equifax and TransUnion.